SimplyVoy vs Splitwise
Splitwise has been the default group expense tracker for over a decade, and for good reason — it's free, familiar, and the settlement math works. It's a general-purpose expense splitter, built for any shared cost: rent, utilities, or a trip.
SimplyVoy is purpose-built for travel specifically: expenses are tied to your itinerary, so a multi-destination trip settles cleanly by day and location rather than as one flat, undifferentiated list.
| Feature | SimplyVoy | Splitwise |
|---|---|---|
| Splits group expenses | Yes, with per-person and per-family splits | Yes — the core feature |
| Minimum-transaction settlement | Yes | Yes |
| Ties expenses to itinerary day/destination | Yes — expenses attach to the day they happened on | No — expenses are a flat list, not itinerary-aware |
| Multi-currency conversion | Automatic, using live rates | Manual entry, or locked behind Splitwise Pro |
| Builds itinerary from booking emails | Yes | Not offered — expense tracking only |
| AI trip assistant | Voy suggests activities based on real gaps in your schedule | Not offered |
Why SimplyVoy wins for most trips
Your trip has more than one destination
Splitwise's expense log is flat — it doesn't know your itinerary, so it can't separate what your group spent in Tokyo from what you spent in Osaka. SimplyVoy attaches every expense to the day and destination it belongs to automatically.
You're dealing with more than one currency
Splitwise's free tier requires manual currency entry; automatic conversion is a Splitwise Pro feature. SimplyVoy converts automatically at settlement time on the free tier.
You want the itinerary and the expenses in one place
Using Splitwise means running a second app alongside whatever you use to plan the trip itself. SimplyVoy builds the itinerary from your booking emails and handles expenses in the same place, so there's one source of truth instead of two.
When Splitwise is the better fit
For ongoing shared expenses that aren't trip-specific — roommates, a recurring group of friends splitting non-travel costs — Splitwise's general-purpose design and long track record make it a solid, simple choice.
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